Life insurance

In partnership with

A life insurance offers ideal protection for your loved ones in case of death or disability

Tailored protection

LALUX offers various types of life insurances that match your needs. Below you'll find 3 different examples.

Tax savings

The premiums paid for these insurances are tax-deductible, helping you reduce your tax burden!

Benefits of different products

easyLIFE Mixte

Save money and protect your loved ones in case of death.

Example contract at 100€ per month for 10 years.*

In case of survival:
At least €10,728 plus possible profit sharing
In case of death:
Beneficiaries (e.g., your spouse, children, etc.) will receive the amount of 10.728€.
In case of death due to an accident:
Beneficiaries will receive the amount of 42.900€.
In case of death due to a traffic accident:
Beneficiaries will receive the amount of 75.100€.

Maximum tax savings over 10 years: 5.490€

*Simulation based on an insured person aged 30 with a contract duration of 10 years. Contact us for a personalized offer.

easyLIFE Prévoyance

Invest in stocks and protect your loved ones in case of death.

Example contract at 100€ per month for 10 years.*

In case of survival:
No capital paid out (but much higher death benefits)
In case of death:
Beneficiaries (e.g., your spouse, children, etc.) will receive at least the amount of 190.765€.
In case of death due to an accident:
Beneficiaries will receive the amount of 763.060€.
In case of death due to a traffic accident:
Beneficiaries will receive the amount of 1.335.350€.

Maximum tax savings over 10 years: 5.490€

*Simulation based on an insured person aged 30 with a contract duration of 10 years. Contact us for a personalized offer.

Lalux-Education

Save up for your children and secure their future, even in the event of your death!

Example contract at 100€ per month for 10 years.*

In case of survival:
After 10 years, your child will receive a quarterly amount of approximately 550€ every three months for five years (total: 11,000€).
In case of death:
Your child will receive approximately €2.200 per year from the date of death until the end of the contract (10 years) and then a quarterly amount of approximately €550 for 5 years.
In case of death due to an accident:
Your child will receive a sum of €32.300. In addition, from the date of death until the end of the contract (10 years), they will receive +/- €2.200 per year and then a quarterly sum of +/- €550 for 5 years.
In case of death due to a traffic accident:
Your child will receive a sum of €64.600. In addition, from the date of death until the end of the contract (10 years), they will receive +/- €2.200 per year and then a quarterly sum of +/- €550 for 5 years.

Maximum tax savings over 10 years: 5,490€

*Simulation based on an insured person aged 30 with a contract duration of 10 years. Contact us for a personalized offer.

Interested?
Ask for a free quote!

Your data is treated confidentially. This service is free of charges and without any obligation to buy.

I want a personalized quote

What is a life insurance?

Life insurance is a contract between an individual and an insurance company, where the individual pays regular premiums in exchange for a financial payout to designated beneficiaries (i.e. children) upon their death.

The primary purpose of life insurance is to provide financial protection to the insured's dependents, ensuring they have a source of income in case of the insured's demise.

Another advantage is the fact that these premiums into a life insurance are deductible on your Luxembourg tax return and you can save on taxes!

There are several kinds of life insurances. Contact our team to get a personalized quote.