Dernière actualisation le 18 January 2022
What is an outstanding balance insurance?
However, a distinction must be made between two cases:
Annual payment of the outstanding balance insurance:
In the case of an annual payment, the deductible amount for the outstanding balance insurance is included in the normal deductible amount of 672€ per person, which applies in total to all deductible insurances and debt interest.
Single premium payment of the outstanding balance insurance:
The single payment increases the maximum deductible amount of the special expenses.
In this case, the deductible amount is limited to the value of the single payment, but without exceeding 6,000€. In addition, the maximum amount increases by 1,200€ for each child in the household, and 8% is added for each year of life over 30.