Chèque-Service Accueil: How much will you save?

The CSA reform could mean up to €5,000 in annual savings depending on your situation. Here's how to estimate your benefit.

The Chèque-Service Accueil (CSA) reform promises substantial financial relief for families. But how much can you actually expect to save? Here's what you need to know.

The key change: the State covers two thirds of costs

This is the major shift. Until now, the share of childcare costs borne by parents could be significant, especially for middle-income households and those using non-contracted providers.

Under the reform, the State will cover two thirds of costs. Depending on your situation, this could mean several thousand euros per year.

A concrete example from the Ministry

The Ministry of National Education provided this example:

A household earning 2 to 2.5 times the minimum social wage, with a 2-year-old child attending a non-contracted childcare service, could save up to €5,064 per year.

That's over €420 per month off your childcare bill.

Total savings: €79 million per year

At the national level, total savings for households across all children will amount to €79 million per year.

What's changing in billing

Beyond the increased State contribution, the reform simplifies and clarifies billing:

Before:

• Billing based on hourly packages
• Additional charges allowed by providers
• Variable rates depending on the provider

After:

• Billing for actual hours used only
• No additional charges permitted
• Uniform pricing across all childcare services

In practice, you'll only pay for what you actually use.

A fee scale adapted for lower incomes

The CSA fee scale will also be adjusted to:

• Further reduce child poverty
• Provide targeted financial relief based on household income

Families with lower incomes will therefore benefit from enhanced support.

How to estimate your savings

Your savings will depend on several factors:

• Your income level
• Your child's age
• The number of childcare hours
• The type of facility (crèche, maison relais, childminder)
• Your current situation (contracted or non-contracted provider)

Families currently using non-contracted providers or paying additional charges will see the greatest benefits.

When these savings take effect

The new billing rules and increased State contribution will come into force from 2027.