Prepare Your Future with easyLIFE Pension by LALUX

Tax Savings

Deduct up to €3,200 per year from your tax return and reduce your tax burden by up to €1,465.

Attractive Returns

Your capital can be invested in investmend funds, allowing you to benefit from the performance of the stock markets. Alternatively you can opt for the option 'Guaranteed Capital' without fund investments.

Enjoy Your Future

From the age of 60, you can access the saved capital and enjoy additional income.

Some Examples!

Available capital at age 60, if you are today:
  • 30 years: +/- €212,000
  • 35 years: +/- €152,000
  • 40 years: +/- €105,000

Assumption of an annual return of 5%

Available capital at age 60, if you are today:
  • 30 years: +/- €80,000
  • 35 years: +/- €57,000
  • 40 years: +/- €39,000

Assumption of an annual return of 5%

Available capital at age 60, if you are today:
  • 30 years: +/- €160,000
  • 35 years: +/- €114,000
  • 40 years: +/- €78,000

Assumption of an annual return of 5%

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Private Pension Plan: Save taxes now, get additional income later!

What is a Private Pension Plan?

A private pension plan is an investment accessible from age 60, to supplement your income during retirement.

You have 2 options:

  • Performance: Your savings will be invested in a choice of investment funds.
  • Security: A minimum amount is guaranteed at the end of the contract.

Tax Savings: How Do They Work?

By investing in this plan, you can enjoy tax deductions on your contributions, up to 3,200€ annually. Your potential tax savings are income-dependent, with many of our users saving approximately 1,335€ yearly.

Relocating from Luxembourg?

Two options:

  • Continue your investment, accessing capital at 60, though tax deductibility may vary in your new residence.
  • Stop your monthly investments, letting your capital grow till 60, accessible globally.

What if Life Ends Before 60?

In such unfortunate events, your designated beneficiaries—kids, partner, or other family—will receive the accumulated capital at the moment of your death, making a pension plan a sound safety net for loved ones.